Through our partnership with Progressive, we have a in-home lease agreement with full ownership available as soon you want. We offer the most affordable option compared to rent to own. This program is built to allow customers the ease of rent to own without the astronomical price tag associated with it. Simply fill out the application provide your $49 down payment and take it home or have it delivered!
DOES BOHO Furniture Gallery Offer 90 Days Same As Cash?
Yes. Through our relationship with Progressive Financial we offer 90 days same as cash with the only additional amount being the $49 application fee (Which May Be Waived). This is yet again a great alternative to CASH or Credit Card and Establishes credit with both Equifax and Experian. During the first 90 Days, customers do not accrue any additional rental fees, and are welcome to pay off the financed amount (cash price plus application fee) as if they had paid for the merchandise upfront. (NO ADDITIONAL FEES!) The best part is that it is only $49 down to take it home today! Click link to fill out the SECURE ONLINE APPLICATION and possibly qualify for an instant approval up to $5000.00
Benefits of using Progressive Financial
FAQ click here
No Credit Check for bad, or no credit
- 90 Day Same As Cash Finance
- Instant approvals for quick responses
- Exceptional Customer service
- 90% of applicants are APPROVED
HOW DOES PROGRESSIVE WORK?
Step 1 - Fill out an application (online or fax in)
If your application is automatically approved, simply choose the merchandise and a Quality Representative will send Progressive Financial an invoice. Progressive Financial will charge a one-time $49 application fee, and then the Quality Representative will print out the lease agreement to be signed.
48% ARE APPROVED ON THE FIRST STEP!
Step 2 - Even customers who aren't instantly approved can still qualify by simply providing Progressive Financial a few additional documents.
Some exceptions to Progressive Financials requirements:
- Most recent pay check stub - showing Year to Date wages
- Most recent thirty days of Bank History
- Voided Check or Bank Verification Form
- Copy of Photo id
Self-Employed? Not a problem. Simply provide Progressive with the most recent 90 days of bank history instead of a pay check stub.
Retired? Also not a problem. Progressive just needs to see a benefit letter to verify income.
WHAT IS THE INTEREST RATE?
DO WE PAY IN STORE OR THROUGH PROGRESSIVE?
Because the program is In-Home layaway, Progressive does not charge interest rates. Leasing fees are included in the monthly payments. Minimum payments are 15% of the total amount financed for 12 months. Progressive will work with you to figure out the best payment schedule
Payment schedules are automatically set up according to your pay date. These automatically deducted payment schedules include: weekly, bi-weekly, semi-monthly, and monthly payments. No Progressive payments are made at BOHO Furniture Gallery. If there is a schedule that better fits the customer, Progressive will happily allow you to change your payment schedule.
CAN I USE THE CREDIT STARTER PROGRAM/ Progressive FOR ANYTHING AT BOHO FURNITURE GALLERY?
- Yes, you can. BOHO Furniture Gallery will finance anything in the store or through special order.
- Once approved, what will I need to bring to the store.
- Driver's License or Valid Government ID
- Pay stub or other proof of income. (SSI or Disability Award Letter)
- Electric bill or other bill in your name at the address you will be living.
- The names, address, and phone numbers for four references not currently living with you.
- Most Recent 30 Day Bank History
||FREE QUALITY LAYAWAY
BOHO Furniture Gallery also offers a 90 Day Layaway plan where all that is required is a 20% down payment and then we leave it up to you to decide how you would like to pay until the 90 days are up. The best part is that it is 100% free! While deposits are non-refundable they are transferable to any item in store and this is the quickest way to lock in the sale price you want!